Cruise Vacation Travel Insurance

Should you purchase travel insurance for your cruise vacation? I would highly recommend it for the same reason you buy insurance for your house or car—peace of mind. You never know what may happen, and medical bills can be astronomical if something happens while you are in the middle of the ocean. It costs tens of thousands of dollars to do a medical evacuation from a cruise ship and you'll be responsible for the bill absent travel insurance. If you have great homeowners and/or health insurance, it may cover some incidents during a cruise but certainly not everything.

For that reason, I consider travel insurance a must. Travel insurance rates are quite reasonable as well—you can get a good travel insurance plan for 4 to 7 percent of the cost of your cruise. The cruise lines make it easy to purchase travel insurance during the booking process, but their plans offer minimum coverage. To get a better deal and an insurance plan that better suits your needs, visit InsureMyTrip to compare travel insurance rates across the leading travel insurance providers. Simply plug in your cruise travel dates, the destination, and what you paid for the cruise and you'll get dozens of comprehensive travel insurance plans to choose from.

Comprehensive travel insurance plans typically cover trip cancellation, trip interruption, baggage loss, travel delay, medical, dental, and medical evacuation. For a $2,000 cruise vacation to a popular cruise destination, you can get a basic comprehensive travel insurance plan for around $90...a mere 4.5% of the cruise price. It's definitely worth the peace of mind in my book.